If you are having difficulty making your mortgage payment, one of the most important things you can do is seek assistance. The following resources provide information and links to agencies and organizations that may be able to help you.

Department of Housing and Urban Development

• Housing Counseling Agencies
• How to Avoid Foreclosure (82 KB PDF)
• Tips for Avoiding Foreclosure

• Credit Counseling Agencies Approved Pursuant to 11 U.S.C. § 111

• You Can Avoid Foreclosure and Keep Your Home

• Credit & Loans
• Credit Repair: Self Help May Be Best
• Foreclosure Rescue Scams: Another Potential Stress for Homeowners
• Mortgage Payments Sending You Reeling? Here's What to Do

• Homeowners Who Lose Homes; Tax Relief Available to Many
• Q&A on Home Foreclosure and Debt Cancellation

• Center for Foreclosure Solutions 
• Consumer Foreclosure Resources 
• NeighborWorks® America Organizations Locator 

• Consumer Tips for Avoiding Foreclosure Rescue Scams

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